Risk Management

Would you be vulnerable if your income ceased?


Do you wish to ensure your loved ones are taken care off if anything happened?


Haven’t reviewed your cover for a while – is it still relevant i.e. do I even still need it?


Risk Managment

Why lose everything, or a large part of what you have worked so hard over the years to build - particularly if your health fails?

We believe in covering with insurances those life risks that you cannot financially afford to cover yourself while you are vulnerable.  We work with you to focus on fixing the problem by putting wealth creation strategies in place, and assisting you to achieve your goals.

We have access to nine leading insurance companies, understand the details of their policies, and recommend the most suitable for you, given your situation and circumstances.

We are also Business Insurance specialists, and work in conjunction with our client's accountant to ensure that the risks faced by the shareholders, their families, and the business itself are appropriately managed.


Strengthen Your Team with the Benefits of Group Insurance

Looking after your people is one of the strongest signals of leadership, care, and long-term vision. Group insurance schemes are more than just financial protection—they are a practical way to show employees and members that their wellbeing matters.


When an organisation provides cover, something important happens: employees feel valued, supported, and motivated to give loyalty in return. Businesses that introduce group insurance often notice improvements in staff retention, culture, and morale—because protection creates trust.

We specialise in tailoring group insurance solutions for businesses, associations, and organisations. With options including life, health, income protection, and trauma cover, we design plans that are simple to apply for, cost-effective, and inclusive.


For groups of 10 or more, most schemes can be extended to include cover for pre-existing medical conditions. This creates a powerful advantage—employees who may otherwise find cover difficult or expensive gain access to protection that gives them and their families peace of mind.


By combining cover under a single group policy, you and your people benefit from:

  • Cost savings compared to taking out insurance individually
  • Easier administration and a simplified, streamlined application process
  • Greater inclusivity, often allowing protection for pre-existing conditions in larger groups
  • A strong foundation of loyalty, with employees who feel looked after returning that trust in commitment and tenure
  • Peace of mind, knowing your team is supported in times of need


Whether you’re an employer committed to retaining talent or an association wanting to offer valued benefits, our group insurance schemes are designed to deliver security, confidence, and long-term loyalty.

We Offer Quality Risk Management Advice