Financial Planning

We like to work closely with you and your other trusted professional advisers. We believe that our advice should not be given in isolation, and that it must fit with your business and estate planning strategies. 

Financial Planning covers many areas, and incorporates: 

• Cash Management
• Retirement Planning
• Investment Planning
• Risk Review
• Estate Planning

Our practice is primarily fee based. Where upfront investment commissions are received, these are under normal circumstances rebated to our clients, unless disclosed otherwise. We do retain trail commissions, and our fee structure is set so as to take these into account. 

We will provide you with an estimate of our fee for initial advice before accepting instructions to provide advice. The amount and/or rate of any other applicable fees and commissions will be detailed in the record of advice document. 

Fees

Professional Investment Services advisers may charge a pre-disclosed fixed amount fee or an hourly rate: 
Work performed by: Financial Adviser   - $150 + GST per hour 
 Administration Staff -  $75 + GST per hour 

Standard Fixed Fees: 
Risk Management Report Fee  - From $150 to $450 + GST            
Statement of Advice Fee  - From $150 to $450 + GST                     
Financial Plan Fee  - From $350 to $2,000 + GST   
Investment Implementation Fee Up to 3.0% of investment (GST exempt) 

Custodial Service Fees
These services are currently administered by FNZ Ltd as the Reporting Service and Custodian. Professional Investment Services (NZ) Ltd does have a financial and /or ownership interest in these products.