Our Process

Step 1 - Contact

Make an appointment with a Professional Investment Services adviser. First appointment is always free and no-obilgation.

Step 2 - Your Finances and You

Your Professional Investment Services adviser can arrange a consultation that allows you to discuss your financial circumstances. Together you will identify where you are now and where you would like to be. We recommend you compile the following documents (listed below) for the initial interview to enable your adviser to obtain a clear understanding of your financial position.

• Assets and Liabilities 
• Details of your income and expenditure
• Details of insurance policies in place
• Details of investments
• Estate Planning documentation - ie: Wills, Trust Deeds
• Your goals - short, medium and long term

At your first meeting, your Professional Investment Services adviser will provide you with a Disclosure Statement which outlines their:

• Qualifications 
• Responsibility for advice given
• Fees and charges
• Complaint resolution schemes available
• Privacy information

Step 3 - Information Appraisal

Your Professional Investment Services adviser will review and analyse the information supplied and collect any additional information they consider necessary to assist them in the preparation of your financial plan. Based on this information, your adviser will determine your financial position, goals and risk profile.

Step 4 - The Building Blocks - Financial Plan

Your Professional Investment Services adviser will develop the personalised strategies needed to build and enhance your financial future. This plan, along with formal written recommendations will be presented to you.

There is a Plan Fee that will be charged at this stage. This will be discussed with you and agreed upon prior to any commencement of work.

Step 5 - Perfecting Your Strategy

Here you will have the opportunity to discuss the proposal and make sure you are comfortable with the recommendations made by your Professional Investment Services adviser.

Step 6 - Making It Happen

Once you have taken time to review the Plan, if you are completely satisfied, your Professional Investment Services adviser will ask you to sign an 'Authority To Proceed' that formally documents your consent. Your adviser will then implement the agreed recommendations on your behalf.

Any costs, charges or fees for proceeding with the recommendation will be outlined fully in the Plan.

Step 7 - We Are Here For You

You will continue to have full support and assistance from your Professional Investment Services adviser. Your financial objectives, goals and needs will be reviewed regularly, and your plan revised where appropriate.

We Offer A Quality Process